Sometimes, its hard. Its most definitely not easy. I see friends buying houses, and I want to buy one, or people buying houses and using credit cards that shouldn't. It makes me want to holler and scream and tell them that they're not doing it right! That they need to work on other things first and slow down a little, that there will be a time for a house and a nicer car and more spending, but right now isn't the time, not when you have $50k + in debt.
Sometimes it makes me jealous, I often wish that we hadn't discovered Dave Ramsey until we had bought a house, and made some other mistakes, but I know that in the long run I'll be happy. Our future house will be a blessing, not burden and we'll have it paid off within 15 years... at the most! And we'll be millionaires by the time we're 40! We won't have to worry about Charlotte's school or our retirement. I know we'll get there, but somedays I just want that house, with a fenced yard and a big garden, oh and an attic for storage. I really hope we can afford one by the time Charlotte is in Kindergarten. I think I'll be more sad if she starts school and we haven't bought one, or aren't in the process of it.
I also don't understand why EVERYONE isn't doing the Baby Steps... it doesn't matter where you are in life, you can still do them! But then, its working for us and I like it, so shouldn't everyone?
Well the baby is waking from her nap, I best go get her.